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What signs are there of storm damage?

Dec 9

It can be extremely distressing to watch your home get destroyed by a storm. You can quickly restore your home if you are the know-how.

Determine the extent of storm damage. This will determine whether your insurance company is willing or unable to pay for repairs. These are only a few options. For a more severe loss, you can contact Select Adjusters.

Natural gas or electricity

If your home is damaged or destroyed without your permission, your electricity distributor might be able to compensate you. According to The Telegraph even if they have not yet paid you, you can still get them.

Your energy company should be contacted by your electricity distributor. The latter is responsible for maintaining the electricity supply to your building. If you suspect there may be a gas leak, immediately inform your electricity distributor.

Personal effects

Your passport or other important documents may have been damaged or destroyed in the storm. The Passport Office and energy companies may be able to provide replacement copies.

If you have any other belongings like clothes, laptops, and notebooks that have been damaged, or lost, your home contents insurance should be contacted. If you have photos of family members or friends showing that the items were not damaged, your insurer will likely accept your claim. Don't throw out any items.

Carpets

If you are looking for insurance settlements, it is important to take photos or film storm damage to your house. It is a smart idea to photograph carpets that have been flooded.

You should still photograph or film the carpets while they are still wet. You should not lift the carpets unless you absolutely have to. This could make it difficult for insurance companies to determine the extent of storm damage.

Roof's eaves

Because your roof is so vulnerable to the elements, roof damage insurance claims could be extremely costly. Insurance companies will need proof that storm damage caused the roof to collapse rather than normal wear and tear.

Tree branches may be removed.

Inspect the trees to determine if they are in danger. The Express suggests that you consult a tree surgeon in order to make sure your trees are safe.

If you're like Kim Wilde and Alan Titchmarsh, you may be able to cut down hanging or dead branches. They shouldn't fall as the storm intensifies. Your home may be at risk.

Roof tiles and slates can easily become damaged.

While you may think that wind damage to a roof can be repaired, it's possible that your homeowner’s policy won't cover all costs. Wind damage to a roof that has been damaged by wind is not covered by the homeowner's insurance.